Polychain Capital
Services

Crypto-Backed Loans

Borrow against Bitcoin, Ethereum and other major holdings without selling them. You keep your upside exposure, we handle custody of the collateral, and funds land in your account fast.

6.5% APR

Rates from

$25K to $25M

Loan sizes

48 hours

Typical approval

Cold storage

Collateral held in

How it works

Tell us the amount and collateral, get terms back, transfer the collateral to a segregated custody wallet, and receive the funds.

  • Submit a request with loan amount and collateral type
  • Receive indicative terms and loan-to-value ratio
  • Move collateral into segregated institutional custody
  • Funds released in stablecoin or fiat

Loan terms

Terms are set to your situation. Most clients take 6 to 24 month facilities with interest-only payments and a balloon repayment at maturity.

  • Loan-to-value up to 60% on major assets
  • 6, 12, 18 and 24 month terms
  • Interest-only or amortizing schedules
  • No prepayment penalties

What people use it for

Liquidity without a taxable sale is the usual reason, but the facility is flexible.

  • Bridge financing and working capital
  • Real estate and business purchases
  • Increasing position size without selling core holdings

Collateral protection

Collateral sits in multi-signature cold storage, separate from operating funds. You get margin call warnings well before any liquidation, and top-up windows to restore your ratio.

  • Multi-signature, segregated custody
  • Real-time collateral ratio tracking
  • Advance margin notices with a cure period

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Get indicative loan terms

Send us the amount and collateral you have in mind. Most enquiries get terms back within two business days.